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美国

证券交易委员会

华盛顿特区 20549

表格 8-K

当前报告

根据 1934 年证券交易法第 13 或 15(d) 条款

提交

报告最早事件日期：2026 年 10 月 15 日

河流金融公司

(注册人按照其章程指定的确切名称)

不适用

(自上次报告以来变更的 former 名称或 former 地址)

\n \n \n \n \n \n \n \n \n \n \n \n \n

阿拉巴马州

333-205986

46-1422125

(州或其他管辖区

注册地)

(委员会

文件编号)

(IRS 雇主

识别号)

\n \n \n \n \n \n \n \n \n \n \n \n \n

2611 Legends Drive

普拉茨维尔, 阿拉巴马州

36066

(主要行政办公室地址)

(邮政编码)

(334) 290-1012

(注册人电话号码，包括区号)

如果本 8-K 表格申报旨在同时满足注册人根据以下任何条款的申报义务，请在下方勾选相应的方框（见下文一般说明 A.2.）：

☐\t根据证券法第 425 条规则进行的书面通信 (17 CFR 230.425)

☐\t根据交易法第 14a-12 条规则进行的 soliciting material (17 CFR 240.14a-12)

☐\t根据交易法第 14d-2(b) 条规则进行的 pre-commencement communications (17 CFR 240.14d-2(b))

☐\t根据交易法第 13e-4(c) 条规则进行的 pre-commencement communications (17 CFR 240.13e-4(c))

根据法案第 12(b) 条注册的证券：无

\n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n
每个类别的标题	交易代码	注册的交易所名称
无	无	无

通过勾选标记表明注册人是否为根据 1933 年证券法第 405 条规则（本章 § 230.405）或 1934 年证券交易法第 12b-2 条规则（本章 § 240.12b-2）定义的 emerging growth company。

Emerging growth company ☐

如果是 emerging growth company，请通过勾选标记表明注册人是否已选择不使用为遵守交易法第 13(a) 条款提供的任何新或修订的财务会计标准而采用的 extended transition period。 

项目 2.02 运营结果和财务状况。

2026 年 10 月 15 日，河流金融公司（“公司”）发布了一份新闻稿，宣布截至 2026 年 9 月 30 日的季度业绩。该新闻稿作为附件 99.1 附于此处，并在此处通过引用方式并入。

本第 2.02 项中的信息，包括此处纳入的 Exhibit 99.1 中的信息，是根据 Form 8-K 的第 2.02 项提供的，不得被视为根据 1934 年《证券交易法》（经修订，即“交易法”）第 18 条的目的而“提交”，也不得根据经修订的 1933 年《证券法》或交易法纳入任何备案文件中，除非此类备案文件中明确引用。

ITEM 9.01 财务报表和附注。

(d) 附注

\n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n
99.1		River Financial Corporation 发布的日期为 2026 年 10 月 15 日的新闻稿。
104		封面页交互式数据文件（嵌入在 Inline XBRL 文档中）

签名

根据 1934 年《证券交易法》的要求，注册人已正式促使本报告由其下方的签字人代表其签署，该签字人已获正式授权。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n	\n	\n

				RIVER FINANCIAL CORPORATION

日期：2026 年 10 月 15 日				签署人		/s/ James M. Stubbs
						James M. Stubbs
						首席执行官

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