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美国
证券交易委员会
华盛顿特区 20549

表格 8-K

当前报告

根据1934年《证券交易法》第13或15(d)条

\n \n \n \n \n \n

报告日期（最早报告事件日期）：2026年10月23日

BV FINANCIAL, INC.

（注册人名称，按其章程所载）

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
马里兰州	001-36094	14-1920944
（注册成立的州或其他司法管辖区）	（委员会档案编号）	（美国国税局雇主识别号）

7114 North Point Blvd.
Baltimore，马里兰州		21219
（主要执行办公室地址）		（邮政编码）

\n \n \n \n \n \n

注册人电话号码（含区号）： 410 477-5000

\n \n \n \n \n \n

（自上次报告以来的前名称或前地址，如有变更）

如果本8-K表格申报旨在同时满足注册人根据以下任何规定承担的申报义务，请在下方相应方框内勾选：

☐根据《证券法》规则425进行的书面通信（17 CFR 230.425）

☐根据《交易法》规则14a-12进行的征集材料（17 CFR 240.14a-12）

☐根据《交易法》规则14d-2(b)进行的要约收购开始前通信（17 CFR 240.14d-2(b)）

☐根据《交易法》规则13e-4(c)进行的要约收购开始前通信（17 CFR 240.13e-4(c)）

根据该法第12(b)条登记的证券：

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
各类别名称		交易代码		登记所在交易所名称
普通股，每股面值$0.01		BVFL		The Nasdaq Stock Market LLC

请勾选表明注册人是否为《1933年证券法》规则405（本章§ 230.405）或《1934年证券交易法》规则12b-2（本章§ 240.12b-2）所定义的新兴成长型公司。

新兴成长型公司 ☒

如果是新兴成长型公司，请勾选表明注册人是否选择不采用《交易法》第13(a)条规定的、遵守任何新的或修订的财务会计准则的延长过渡期。 ☐

第2.02项经营业绩和财务状况。

2026年10月23日，BV Financial, Inc.（“公司”）作为BayVanguard Bank的控股公司，发布新闻稿，公布截至2026年9月30日季度的财务业绩。公司新闻稿副本作为附件99.1附后，并随本文件一并提交。

第9.01项财务报表和附件。

(d) 附件

附件编号描述

99.1 2026年10月23日新闻稿

104 封面交互式数据文件（嵌入在 Inline XBRL 文档中）

签名

根据《1934年证券交易法》的要求，注册人已正式授权下述签署人代表其签署本报告。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n
			BV FINANCIAL, INC.

日期：	2026年10月23日	签署人：	/s/ Michael J. Dee
			首席财务官

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表格 8-K

第2.02项 经营业绩和财务状况。

第2.02项经营业绩和财务状况。