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UNITED\nSTATES

SECURITIES\nAND EXCHANGE COMMISSION

Washington,\nD.C. 20549

FORM\n8-K

CURRENT\nREPORT

PURSUANT\nTO SECTION 13 OR 15(d) OF THE

SECURITIES\nEXCHANGE ACT OF 1934

Date\nof Report (Date of earliest event reported): October 15, 2026

SURGEPAYS,\nINC.

(Exact\nname of registrant as specified in its charter)

\n \n \n \n \n \n \n \n \n \n \n \n \n

Nevada

001-40992

98-0550352

(State\n or other jurisdiction

of\n incorporation)

(Commission

File\n Number)

(IRS\n Employer

Identification\n No.)

3124\nBrother Blvd., Suite 104

Bartlett,\nTN 38133

(Address\nof principal executive offices, including zip code)

Registrant’s\ntelephone number, including area code: (901) 302-9587

(Former\nname or former address, if changed since last report)

Check\nthe appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under\nany of the following provisions:

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

☐	Written\n communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting\n material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement\n communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement\n communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities\nregistered pursuant to Section 12(b) of the Act:

\n \n \n \n \n \n \n \n \n \n \n \n \n

Title\n of each class		Trading\n Symbol(s)		Name\n of each exchange on which registered
Common\n Stock		SURG		The\n Nasdaq Stock Market, LLC

Indicate\nby check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405\nof this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging\ngrowth company ☐

If\nan emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying\nwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item\n7.01. Regulation FD Disclosure.

On\nor about October 15, 2026, SurgePays, Inc. (the “Company”) will be adding an updated presentation, dated October 2026,\nto the Company’s website, under the “Investors” heading, “Corporate Profile” subheading, “Investor\nPresentation” subheading, available at https://ir.surgepays.com/investor-presentation. The presentation will include information\nregarding the Company and its business. A copy of the updated presentation is attached as Exhibit 99.1 hereto, incorporated by reference\ninto this Item 7.01, and furnished herewith.

This\nCurrent Report on Form 8-K does not constitute an offer to purchase securities or a solicitation of an offer to sell any securities or\nan offer to sell or the solicitation of an offer to purchase any securities, nor does it constitute an offer or solicitation in any jurisdiction\nin which such offer or solicitation is unlawful.

The\nfurnishing of the information in this Item 7.01 and Item 9.01 is not an admission as to the materiality of such information. The information\ncontained on the Company’s website, and in the referenced presentation, is summary information regarding the Company that is intended\nto be considered in the context of more complete information included in the Company’s filings with the United States Securities\nand Exchange Commission (the “SEC”), and other public announcements that the Company has made and may make from time\nto time by press release or otherwise. The Company undertakes no duty or obligation to update or revise such information, although it\nmay do so from time to time as its management believes is appropriate. Any such updating may be made through the filing of other reports\nor documents with the SEC, through press releases or through other public disclosures.

The\ninformation contained in this Item 7.01 of this Current Report on Form 8-K is being furnished and shall not be deemed “filed”\nfor purposes of section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject\nto the liabilities of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities\nAct of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

Item\n9.01. Financial Statements and Exhibits.

(d)\nExhibits

\n \n \n \n \n \n \n \n \n \n \n \n \n

Exhibit\n No.		Description
99.1		Investor Presentation dated October 2026*
104		Cover\n Page Interactive Data File (embedded within the Inline XBRL document).

*\nFurnished herewith.

SIGNATURES

Pursuant\nto the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by\nthe undersigned hereunto duly authorized.

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

	SURGEPAYS,\n INC.

Date:\n October 15, 2026	By:	/s/\n Kevin Brian Cox
	Name:\n	Kevin\n Brian Cox
	Title:	Chief\n Executive Officer

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