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美国
证券交易委员会
华盛顿特区 20549

表格 8-K

当前报告

根据 1934 年《证券交易法》第 13 或 15(d) 条提交

\n \n \n \n \n \n

报告日期（所报告事件最早发生日期）：2026 年 10 月 27 日

CF BANKSHARES INC.

（注册人章程中规定的准确名称）

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
特拉华州	0-25045	34-1877137
（注册成立所在州或其他司法管辖区）	（委员会档案编号）	（国税局雇主识别号）

C/O CFBANK 4960 EAST DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, 俄亥俄州		43081
（主要行政办公室地址）		（邮政编码）

\n \n \n \n \n \n

注册人电话号码（含区号）： (614) 334-7979

\n \n \n \n \n \n

（自上次报告以来如有变更的前名称或前地址）

如果本 8-K 表格备案旨在同时满足注册人根据以下任何规定承担的备案义务，请勾选相应方框：

☐根据《证券法》规则 425 进行的书面通信（17 CFR 230.425）

☐根据《交易法》规则 14a-12 提交的征求材料（17 CFR 240.14a-12）

☐根据《交易法》规则 14d-2(b) 进行的开始前通信（17 CFR 240.14d-2(b)）

☐根据《交易法》规则 13e-4(c) 进行的开始前通信（17 CFR 240.13e-4(c)）

根据该法第 12(b) 条登记的证券：

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
各类别名称		交易代码		登记所在交易所名称
（有表决权）普通股，面值 $.01		CFBK		纳斯达克全球市场

请勾选以表明注册人是否为《1933 年证券法》规则 405（本章 § 230.405）或《1934 年证券交易法》规则 12b-2（本章 § 240.12b-2）所定义的新兴成长型公司。

新兴成长型公司 ☐

如果是新兴成长型公司，请勾选以表明注册人是否已选择不使用《交易法》第 13(a) 条规定的延长过渡期，以遵守任何新的或修订后的财务会计准则。 ☐

第 2.02 项。经营业绩和财务状况。

2026 年 10 月 27 日，CF Bankshares Inc.（“公司”）发布新闻稿，公布截至 2026 年 9 月 30 日的第三季度财务业绩（“业绩新闻稿”）。该业绩新闻稿副本作为附件 99.1 纳入本 8-K 表格当前报告，并以引用方式并入本文。

第 9.01 项。财务报表和附件。

(a)

不适用

(b)

不适用

(c)

不适用

(d)

附件

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n

99.1		公司于 2026 年 10 月 27 日发布的收益公告，公布截至 2026 年 9 月 30 日的第三季度财务业绩。

104		封面交互式数据文件（封面 XBRL 标签嵌入在 Inline XBRL 文档中）。

签名

根据《1934 年证券交易法》的要求，注册人已正式授权下列签署人代表其签署本报告。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n
			CF Bankshares Inc.

日期：2026 年 10 月 27 日		签署人：	/s/ Kevin J. Beerman
			Kevin J. Beerman
			执行副总裁兼首席财务官

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