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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________________________

FORM 8-K

___________________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): October 16, 2026

___________________________________

M&T BANK CORPORATION

(Exact name of registrant as specified in its charter)

___________________________________


	New York
(State or other jurisdiction of incorporation)
1-9861 (Commission File Number)		16-0968385 (I.R.S. Employer Identification Number)

One M&T Plaza, Buffalo, New York		14203
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code: (716) 635-4000

___________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):


☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Securities registered pursuant to Section 12(b) of the Act:
Title of Each Class	Trading Symbols	Name of Each Exchange on Which Registered
Common Stock, $.50 par value	MTB	New York Stock Exchange
Perpetual Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series H	MTBPrH	New York Stock Exchange
Perpetual Fixed Rate Non-Cumulative Preferred Stock, Series J	MTBPrJ	New York Stock Exchange
Perpetual Fixed Rate Non-Cumulative Preferred Stock, Series K	MTBPrK	New York Stock Exchange
Perpetual Fixed Rate Non-Cumulative Preferred Stock, Series L	MTBPrL	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On October 16, 2026, M&T Bank Corporation (“M&T”) announced its results of operations for the quarter ended September 30, 2026. The public announcement was made by means of a news release, the text of which is set forth in Exhibit 99.1 hereto.

本表格8-K第2.02项中的信息，包括附带的99.1号附表，仅供提供，不得视为根据1934年《证券交易法》第18条（“证券交易法”）“提交”的信息，也不受该条的任何责任约束，也不得视为在M&T根据1933年《证券法》或证券交易法的任何文件中通过引用而纳入，无论该文件中是否有任何一般性引用语言，除非在该文件中明确通过具体引用而纳入。

第7.01项：法规FD披露

2026年10月16日，M&T在其网站上发布了投资者演示文稿。该演示文稿的副本作为本文件的99.2号附表附后。有时，M&T可能会在与投资者和分析师的对话中使用该演示文稿。该演示文稿可在M&T网站的投资者关系页面上找到，网址为ir.mtb.com/events-presentations。

本表格8-K第7.01项中的信息，包括附带的99.2号附表，仅供提供，不得视为根据《证券交易法》第18条“提交”的信息，也不受该条的任何责任约束，也不得视为在M&T根据1933年《证券法》或《证券交易法》的任何文件中通过引用而纳入，无论该文件中是否有任何一般性引用语言，除非在该文件中明确通过具体引用而纳入。

第9.01项 - 财务报表和附表

(d) 以下附表正在随本文件一并提交：


附表编号		附表说明
99.1		2026年10月16日的新闻稿
99.2		M&T银行公司演示文稿，日期为 10月 1 6 日，2026年
104		封面页交互式数据文件（嵌入在内联XBRL文档中）

签名

根据1934年《证券交易法》（经修订）的要求，注册人已 duly 促使本报告由在此 duly 授权的人员代表其签署。

M&T 银行公司

日期：

2026年10月16日

签署人：

/s/ Daryl N. Bible

Daryl N. Bible

高级执行副总裁

及首席财务官

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