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UNITED\nSTATES

SECURITIES\nAND EXCHANGE COMMISSION

Washington,\nD.C. 20549

FORM\n8-K

CURRENT\nREPORT

Pursuant\nto Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date\nof Report (Date of earliest event reported) October 22, 2026 (October 23, 2026)

SB FINANCIAL GROUP, INC

(Exact\nname of registrant as specified in its charter)

\n \n \n \n \n \n \n \n \n \n \n \n \n

Ohio

001-36785

34-1395608

(State or other\n jurisdiction

of incorporation)

(Commission\n File Number)

(IRS\n Employer

Identification\n No.)

\n \n \n \n \n \n \n \n \n

401 Clinton Street, Defiance, OH		43512
(Address\n of principal executive offices)		(Zip\n Code)

Registrant’s\ntelephone number, including area code (419) 783-8950

Not Applicable

(Former\nname or former address, if changed since last report.)

Check\nthe appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under\nany of the following provisions (see General Instruction A.2. below):

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

☐	Written\ncommunications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting\nmaterial pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement\ncommunications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement\ncommunications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities\nregistered pursuant to Section 12(b) of the Act:

\n \n \n \n \n \n \n \n \n \n \n \n \n

Title\n of each class

Trading\n symbol(s)

Name\n of each exchange on which registererd

Common\nShares, No Par Value 6,246,178 Outstanding at October 23, 2026

SBFG

The\n NASDAQ Stock Market, LLC

(NASDAQ\n Capital Market)

Indicate\nby check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405\nof this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging\ngrowth company ☐

If\nan emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying\nwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item\n2.02. Results of Operations and Financial Condition.

On\nOctober 22, 2026, SB Financial Group, Inc. (the “Company”) issued a news release reporting financial results for the third\nquarter 2026. A copy of the October 22, 2026 news release is furnished as Exhibit 99.1 and is incorporated herein by reference.

The\ninformation in this Item 2.02, including Exhibit 99.1 furnished herewith, is being furnished and shall not be deemed to be “filed”\nfor purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities\nof that Section, nor shall such information be deemed to be incorporated by reference in any registration statement or other document\nfiled under the Securities Act of 1933 or the Exchange Act, except as otherwise stated in such filing.

Item\n9.01. Financial Statements and Exhibits.

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

(a)\n	Not\n Applicable

(b)	Not\n Applicable

(c)	Not\n Applicable

(d)\n	Exhibits

\n \n \n \n \n \n \n \n \n \n \n \n \n

Exhibit\n No.		Description
99.1		News release issued by SB Financial Group, Inc. on October 22, 2026, reporting financial results for the third quarter 2026.
104		Cover\n Page Interactive Data File (embedded within the Inline XBRL document)

-1-

SIGNATURE

Pursuant\nto the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by\nthe undersigned hereunto duly authorized.

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

	SB\n FINANCIAL GROUP, INC.

Dated:\n October 23, 2026	By:	/s/\n Anthony V. Cosentino
		Anthony\n V. Cosentino
		Chief\n Financial Officer

-2-

INDEX\nTO EXHIBITS

Current\nReport on Form 8-K

Dated\nOctober 23, 2026

SB\nFinancial Group, Inc.

\n \n \n \n \n \n \n \n \n \n \n \n \n

Exhibit\n No.		Description
99.1		News release issued by SB Financial Group, Inc. on October 22, 2026, reporting financial results for the third quarter 2026.
104		Cover\n Page Interactive Data File (embedded within the Inline XBRL document)

-3-

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