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美国
证券交易委员会
华盛顿特区 20549

表格 8-K

当前报告

根据1934年《证券交易法》第13或15(d)条提交

\n \n \n \n \n \n

报告日期（最早报告事件日期）：October 28, 2026

Heritage Insurance Holdings, Inc.

（注册人章程中载明的准确名称）

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
Delaware	001-36462	45-5338504
（注册成立的州或其他司法管辖区）	（委员会档案编号）	（美国国税局雇主识别号码）

1401 N Westshore Blvd
Tampa，Florida		33607
（主要执行办公室地址）		（邮政编码）

\n \n \n \n \n \n

注册人的电话号码（含区号）： 727 362-7200

\n \n \n \n \n \n

（自上次报告以来如有变更，填写前名称或前地址）

如果8-K表格备案旨在同时履行注册人在以下任何条款下的备案义务，请勾选相应方框：

☐根据《证券法》规则425进行的书面通信（17 CFR 230.425）

☐根据《交易法》规则14a-12进行的征求材料（17 CFR 240.14a-12）

☐根据《交易法》规则14d-2(b)进行的开始前通信（17 CFR 240.14d-2(b)）

☐根据《交易法》规则13e-4(c)进行的开始前通信（17 CFR 240.13e-4(c)）

根据该法第12(b)条注册的证券：

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
各类别证券名称		交易代码		注册交易所名称
普通股，每股面值 $0.0001		HRTG		纽约证券交易所

请勾选，以表明注册人是否为1933年《证券法》规则405（本章§ 230.405）或1934年《证券交易法》规则12b-2（本章§ 240.12b-2）所定义的新兴成长型公司。

新兴成长型公司 ☐

如果是新兴成长型公司，请勾选，以表明注册人是否选择不使用《交易法》第13(a)条规定的、遵守任何新颁布或修订的财务会计准则的延长过渡期。☐

第2.02项经营业绩和财务状况。

2026年10月28日，Heritage Insurance Holdings, Inc.（“公司”）发布新闻稿，公布截至2026年9月30日的财政季度财务业绩。该新闻稿副本作为附件99.1随文附上。

根据经修订的《1934年证券交易法》（以下简称“《交易法》”）第18条，就本第2.02项（包括附件99.1）提供的信息不应被视为“已提交”，也不应通过引用并入根据经修订的《1933年证券法》或《交易法》提交的任何文件，但该文件中明确通过具体引用予以规定的情形除外。

第9.01项财务报表及附件。

\n \n \n \n \n \n \n

\n	\n
(d)	附件。以下附件随本8-K表格当前报告一并提供。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n
附件编号		说明
99.1		新闻稿，日期为2026年10月28日。
104		封面页交互式数据文件（嵌入在 Inline XBRL 文档中）

签名

根据《1934年证券交易法》的要求，注册人已正式授权下列签署人代表注册人签署本报告。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n
			HERITAGE INSURANCE HOLDINGS, INC.

日期：	2026年10月28日	签署人：	/s/ Kirk Lusk
			Kirk Lusk 首席财务官

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表格 8-K

第2.02项 经营业绩和财务状况。

第2.02项经营业绩和财务状况。