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UNITED STATES\n

\n SECURITIES AND EXCHANGE COMMISSION\n

\n Washington, D.C. 20549\n

FORM 8-K

\n CURRENT REPORT \n

\n Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934\n

October 20, 2026

\n Date of Report (Date of earliest event reported)\n

OHIO VALLEY BANC CORP.

\n (Exact name of registrant as specified in its charter)\n

Ohio

\n (State or other jurisdiction of incorporation)\n

0-20914	31-1359191
(Commission File Number)	(IRS Employer Identification No.)

420 Third Avenue, P.O. Box 240 Gallipolis, Ohio	45631 (Zip Code)
(Address of principal executive offices)

Registrant's telephone number, including area code: (740) 446-2631

\n Not Applicable\n

\n (Former name or former address, if changed since last report.)\n

\n Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:\n

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company 

\n If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. \n

\n Securities registered pursuant to Section 12(b) of the Act:\n

Title of each class	Trading Symbol	Name of each exchange on which registered
Common shares, without par value	OVBC	The NASDAQ Stock Market LLC

\n \n \n \n

\n Section 8 – Other Events
\n

\n \n \n \n

\n Item 8.01. Other Events\n

\n \n \n \n

\n On October 20, 2026, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.25 per share on its common shares, payable on November 10, 2026 to shareholders of record on October 30, 2026. \n

\n SIGNATURES\n

\n Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.\n

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n OHIO VALLEY BANC CORP.\n

\n \n

\n Date: October 20, 2026

\n \n

\n By:\n

/s/Larry E. Miller, II

\n Larry E. Miller, II\n

Chief Executive Officer\n

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