Wolf Street · 美国经济与市场· Wolf Richter·2026-10-02 14:45· 2 天前AI 评分35

房主死守低于4%的房贷，因当前房贷利率已超7%

Homeowners Are Clinging to their Below-4% Mortgages for Dear Life as Mortgage Rates Went over 7%

AI 导读

低于3%的房贷占比仅微降10个基点至19.2%，低于4%的房贷占比微降20个基点至29.9%，这一进程基本停滞。现有房屋销量较疫情前暴跌约25%，并已连续四年维持低位。