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UNITED STATES
\nSECURITIES AND EXCHANGE COMMISSION
\nWashington, D.C. 20549

FORM 8-K

CURRENT REPORT
\nPursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) October 22, 2026\n(October 21, 2026)

SB FINANCIAL GROUP, INC

(Exact name of registrant as specified in its charter)

\n \n \n \n \n \n \n \n \n \n \n \n \n

Ohio

001-36785

34-1395608

(State or other jurisdiction
\n of incorporation)

(Commission File Number)

(IRS Employer
\n

Identification No.)

\n \n \n \n \n \n \n \n \n

401 Clinton Street, Defiance, OH		43512
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code (419) 783-8950

Not Applicable

(Former name or former address, if changed since\nlast report.)

Check the appropriate box below if the Form 8-K filing is intended\nto simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.\nbelow):

\n\n

☐	Written\ncommunications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

\n\n

☐	Soliciting\nmaterial pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

\n\n

☐	Pre-commencement\ncommunications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

\n\n

☐	Pre-commencement\ncommunications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

\n \n \n \n \n \n \n \n \n \n \n \n \n

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Common Shares, No Par Value 6,246,178 Outstanding at October 22, 2026

SBFG

The NASDAQ Stock Market, LLC

(NASDAQ Capital Market)

Indicate by check mark whether the\nregistrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule\n12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging\ngrowth company ☐

If\nan emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for\ncomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On October 22, 2026, SB Financial Group, Inc. (the\n“Company”) issued a press release announcing that its Board of Directors has declared a quarterly shareholder dividend of\n$0.165 per share. The dividend is payable on November 27, 2026 to all common shareholders of record as of November 13, 2026.

The information on this item 7.01, including Exhibit\n99.1 furnished herewith, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities\nExchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that Section, nor shall such information\nbe deemed to be incorporated by reference in any registration statement or other document filed under the Securities Act of 1933 (the\n“Securities Act”) or the Exchange Act, except as otherwise stated in such filing.

Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable

(b) Not Applicable

(d) Exhibits

\n \n \n \n \n \n \n \n \n \n \n \n \n

Exhibit No.		Description
99.1		Press release issued by SB Financial Group, Inc. on October 22, 2026, announcing a quarterly shareholder dividend.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities\nExchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

	SB FINANCIAL GROUP, INC.

Dated: October 22, 2026	By:	/s/ Anthony V. Cosentino
		Anthony V. Cosentino \nChief Financial Officer

INDEX TO EXHIBITS

Current Report on Form\n8-K

Dated October 22, 2026

SB Financial Group,\nInc.

\n \n \n \n \n \n \n \n \n \n \n \n \n

Exhibit No.		Description
99.1		Press release issued by SB Financial Group, Inc. on October 22, 2026, announcing a quarterly shareholder dividend.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

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