Stone Point Credit Income Fund (0002031283) (Filer)

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 20, 2026

Stone Point Credit Income Fund

(Exact Name of Registrant as Specified in its Charter)

20 Horseneck Lane

Greenwich, Connecticut 06830

(Address of Principal Executive Offices, Zip Code)

(203) 862-2900

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company x

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Securities registered pursuant to Section 12(b) of the Act:

Pursuant to a capital drawdown notice to investors, Stone Point Credit Income Fund (the “Fund”) issued and sold 1,617,083.455 shares of the Funds common shares, par value $0.001 per share (the “Common Shares”), at a net asset value of $24.7338 (the “NAV”), on September 30, 2026 and October 2, 2026, for an aggregate offering price of $39,996,618.77.

The sales of Common Shares were made pursuant to subscription agreements entered into by the Fund and its investors. Under the terms of the subscription agreements, investors are required to fund drawdowns to purchase Common Shares up to the amount of their respective capital commitments on an as-needed basis with a minimum of 5 business days’ prior notice to the funding date.

On October 2, 2026 (with the final number of shares being determined on October 20, 2026), the Fund issued and sold 47,707.995 of the Fund’s Common Shares at NAV, pursuant to the subscription agreements entered into by the Fund and its investors, for an aggregate offering price of $1,180,000.

Since its inception, the Fund has received capital commitments totaling $1,188,086,300, of which $736,467,272 remain unfunded.

Each of the sales of Common Shares is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) pursuant to Section 4(a)(2) thereof and Rule 506 of Regulation D, and Regulation S promulgated thereunder. The Fund has not engaged in general solicitation or advertising with regard to the issuance and sale of the Common Shares and has not offered securities to the public in connection with such issuance and sale. The Fund relied, in part, upon representations from the investors in the subscription agreements that each investor was an accredited investor as defined in Regulation D under the Securities Act.

Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.