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美国

证券交易委员会

华盛顿特区 20549

8-K 表格

当前报告

根据第 13 或 15(d) 条

《1934 年证券交易法》

报告日期（最早报告事件日期）2026 年 10 月 28 日

PEOPLES FINANCIAL CORPORATION

（注册人章程中规定的确切名称）

密西西比州

（注册成立州或其他司法管辖区）


001-12103	64-0709834
（委员会档案编号）	（美国国税局雇主识别号）

152 Lameuse Street Biloxi, MS	39530
（主要行政办公室地址）	（邮政编码）

(228) 435-5511

（注册人电话号码，包括区号）

（自上次报告以来如有变更的原名称或原地址）

根据该法第 12(b) 条登记的证券：


	交易
每类证券名称	交易代码	登记所在交易所名称
无	PFBX	无

如果本 8-K 表格申报旨在同时履行注册人根据以下任何规定承担的申报义务，请勾选下面相应的方框（参见下文一般说明 A.2）：

☐ 根据《证券法》规则 425 进行的书面通信（17 CFR 230.425）

☐ 根据《交易法》规则 14a-12 提交的征集材料（17 CFR 240.14a-12）

☐ 根据《交易法》规则 14d-2(b) 进行的要约收购开始前通信（17 CFR 240.14d-2(b)）

☐ 根据《交易法》规则 13e-4(c) 进行的发行人要约收购开始前通信（17 CFR 240.13e-4(c)）

请勾选标记，说明注册人是否属于《1933 年证券法》规则 405（本章 §230.405）或《1934 年证券交易法》规则 12b-2（本章 §240.12b-2）所定义的新兴成长型公司。新兴成长型公司 ☐

如果属于新兴成长型公司，请勾选标记，说明注册人是否选择不使用《交易法》第 13(a) 条规定的、适用于遵守任何新的或修订后的财务会计准则的延长过渡期。 ☐

第 2.02 项经营业绩和财务状况

2026 年 10 月 28 日，Peoples Financial Corporation（“公司”）发布新闻稿，公布 2026 年第三季度业绩，并宣布派发定期半年度股息。本当前报告 8-K 表格的附件 99.1 附有该新闻稿，并以引用方式并入本文。

第 9.01 项财务报表和附件。

(d)

附件


99.1	Peoples Financial Corporation 于 2026 年 10 月 28 日发布的新闻稿，“Peoples Financial Corporation 公布 2026 年第三季度业绩，并宣布将定期半年度股息从每股普通股 $0.18 提高 5.6% 至 $0.19”
104	封面交互式数据文件（采用 Inline XBRL 格式）

签名

根据《1934 年证券交易法》的要求，注册人已正式授权由以下经正式授权的签署人代表其签署本报告。


日期：2026 年 10 月 28 日

	PEOPLES FINANCIAL CORPORATION

	签署：	/s/ Chevis C. Swetman
		Chevis C. Swetman
		董事长、总裁兼首席执行官

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