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\n 美国\n

\n 证券交易委员会\n

\n 华盛顿特区 20549\n

8-K 表

\n 当前报告\n

\n 根据《1934年证券交易法》第13条或第15(d)条\n

报告日期（最早报告事件日期）：2026年10月27日

PROVIDENT FINANCIAL HOLDINGS, INC.

\n （注册人章程中规定的确切名称）\n


特拉华州	000-28304	33-0704889
（州或其他司法管辖区	（委员会	（美国国税局雇主
注册地）	档案编号）	识别号码）


3756 Central Avenue, Riverside, California	92506
（主要行政办公室地址）	（邮政编码）

注册人电话号码（含区号）： (951) 686-6060

如果本 8-K 表格申报旨在同时履行注册人根据以下任何规定承担的申报义务，请勾选下方相应方框。

☐ 根据《证券法》规则 425（17 CFR 230.425）进行的书面通信

☐ 根据《交易法》规则 14a-12（17 CFR 240.14a-12）进行的征集材料

☐ 根据《交易法》规则 14d-2(b)（17 CFR 240.14d-2(b)）进行的开始前通信

☐ 根据《交易法》规则 13e-4(c)（17 CFR 240.13e-4(c)）进行的开始前通信

\n 根据该法第12(b)条注册的证券：\n


各类证券名称	交易代码	注册所在交易所名称
普通股，每股面值 $.01	PROV	纳斯达克股票市场有限责任公司

\n 请勾选标记，说明注册人是否为《1933年证券法》规则405（本章§230.405）或《1934年证券交易法》规则12b-2（本章§240.12b-2）所定义的新兴成长型公司。\n

新兴成长型公司 ☐

\n 如果是新兴成长型公司，请勾选标记，说明注册人是否已选择不采用《交易法》第13(a)条规定的、遵守任何新订或修订财务会计准则的延长过渡期。 ☐\n

\n 第 2.02 项经营业绩和财务状况\n

\n 2026年10月27日，Provident Financial Holdings, Inc.（“公司”）——Provident Savings Bank, F.S.B. 的控股公司——公布了截至2026年9月30日季度的财务业绩。新闻稿副本作为附件99.1随本文件提交，并以引用方式并入本文。\n

\n 第 7.01 项 Regulation FD 披露。\n

\n 2026年10月27日，公司在其网站 www.myprovident.com 的投资者关系部分“演示文稿”栏目发布了截至2026年9月30日季度的投资者演示文稿。该演示文稿副本作为附件99.2随本文件提交，并以引用方式并入本文。\n

\n 第 9.01 项财务报表及附件\n

\n (d)\n

\n 附件\n

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n \n	\n \n	\n \n
\n \n 99.1\n \n	\n \n	\n \n 公司截至 2026 年 9 月 30 日季度的财务业绩新闻稿。\n \n
\n \n 99.2\n \n	\n \n	\n \n Provident Financial Holdings, Inc. 截至 2026 年 9 月 30 日季度的投资者演示文稿。\n \n
\n \n 104\n \n	\n \n	\n \n 封面交互式数据文件（以 Inline XBRL 格式编制，包含在附件 101 中）\n \n

\n 签名\n

\n 根据《1934 年证券交易法》的要求，注册人已正式授权下列签署人代表其签署本报告。\n

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n \n	\n \n	\n \n
\n \n 日期：2026 年 10 月 27 日\n \n	\n \n	\n \n PROVIDENT FINANCIAL HOLDINGS, INC.\n \n
\n \n	\n \n	\n \n
\n \n	\n \n	\n \n
\n \n	\n \n	\n \n /s/ Peter C. Fan\n \n
\n \n	\n \n	\n \n Peter C. Fan\n \n
\n \n	\n \n	\n \n 高级副总裁兼首席财务官 \n \n
\n \n	\n \n	\n \n （首席财务和会计官）\n \n
\n \n	\n \n	\n \n

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