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美国

证券交易委员会

华盛顿特区 20549

表格 8-K

当前报告

根据第13条或第15(d)条

《1934年证券交易法》

报告日期（最早报告事件日期）：

2026年10月22日

United Bankshares, Inc.

（注册人章程中载明的确切名称）

\n\n\n\n\n\n\n\n\n\n\n\n\n\n

\n	\n	\n	\n
西弗吉尼亚州		No. 002-86947		55-0641179
（州或其他司法管辖区注册成立或组织所在地）		（委员会档案编号）		（美国国税局雇主识别号码）

300 United Center

500 Virginia Street, East

西弗吉尼亚州查尔斯顿 25301

（主要行政办公室地址）

(304) 424-8800

（注册人电话号码，包括区号）

不适用

（自上次报告以来如有变更的前名称或地址）

如果本 Form 8-K 文件旨在同时履行注册人根据以下任何条款承担的申报义务，请勾选相应方框：

\n\n\n\n

☐

根据《证券法》Rule 425 进行的书面通讯（17 CFR 230.425）

\n\n\n\n

☐

根据《交易法》Rule 14a-12 进行的征集材料（17 CFR 240.14a-12)

\n\n\n\n

☐

根据《交易法》Rule 14d-2(b) 进行的要约收购前通讯（17 CFR 240.14d-2(b))

\n\n\n\n

☐

根据《交易法》Rule 13e-4(c) 进行的要约收购前通讯（17 CFR 240.13e-4(c))

根据该法第12(b)条注册的证券：

\n\n\n\n\n\n\n\n\n\n\n\n\n\n

\n	\n	\n	\n
各类别证券名称		交易代码		上市交易所名称
普通股，每股面值 $2.50		UBSI		纳斯达克全球精选市场

请勾选标记，说明注册人是否为《1933年证券法》Rule 405 或《1934年证券交易法》Rule 12b-2 所定义的新兴成长型公司。

新兴成长型公司 ☐

如果是新兴成长型公司，请勾选标记，说明注册人是否选择不使用《交易法》第13(a)条规定的、遵守任何新订或修订财务会计准则的延长过渡期。 ☐

第2.02项。经营业绩和财务状况

2026年10月22日，United Bankshares, Inc.（“United”）公布了其2026年第三季度及前九个月的财务业绩。新闻稿副本作为附件99.1附于本报告。该新闻稿根据本 Form 8-K 的第2.02项提供。

第9.01项。财务报表和附件

\n\n\n\n

(c)

随附提供以下附件：

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

\n\n	\n
99.1		United Bankshares, Inc. 于2026年10月22日发布的新闻稿
\n
99.2		2026年第三季度财务信息幻灯片演示文稿
\n
104		封面交互式数据文件（嵌入 Inline XBRL 文档中）

签名

根据《1934年证券交易法》的要求，注册人已正式授权下列签署人代表其签署本报告。

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

\n\n	\n	\n\n	\n	\n\n	\n
\n		\n		UNITED BANKSHARES, INC.
\n	\n	\n
日期：2026年10月22日		\n		签署人：		/s/ W. Mark Tatterson
\n		\n		\n		W. Mark Tatterson，执行副总裁兼首席财务官

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