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美国
证券交易委员会
华盛顿特区 20549

表格 8-K

当前报告

根据 1934 年《证券交易法》第 13 或 15(d) 条

\n \n \n \n \n \n

报告日期（最早报告事件日期）：October 27, 2026

Narragansett Bancorp, Inc.

（注册人名称，按章程所载）

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
马里兰州	333-296731	42-3540071
（注册成立的州或其他司法管辖区）	（委员会档案编号）	（美国国税局雇主识别号）

330 Swansea Mall Drive
Swansea, 马萨诸塞州		02777
（主要行政办公室地址）		（邮政编码）

\n \n \n \n \n \n

注册人的电话号码（含区号）： (888) 806-2872

\n \n \n \n \n \n

（自上次报告以来如有变更，填写原名称或原地址）

如果本 8-K 表格备案旨在同时履行注册人根据以下任何规定所承担的备案义务，请勾选相应方框：

☐根据《证券法》规则 425 进行的书面通信（17 CFR 230.425）

☐根据《交易法》规则 14a-12 进行的征求材料（17 CFR 240.14a-12）

☐根据《交易法》规则 14d-2(b) 进行的要约开始前通信（17 CFR 240.14d-2(b)）

☐根据《交易法》规则 13e-4(c) 进行的要约开始前通信（17 CFR 240.13e-4(c)）

根据该法第 12(b) 条注册的证券：

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n	\n
各类证券名称		交易代码		注册所在交易所名称
不适用		不适用		不适用

请勾选表明注册人是否为《1933 年证券法》规则 405（本章 § 230.405）或《1934 年证券交易法》规则 12b-2（本章 § 240.12b-2）所定义的新兴成长型公司。

新兴成长型公司 ☒

如果是新兴成长型公司，请勾选表明注册人是否选择不使用《交易法》第 13(a) 条规定的延长过渡期，以遵守任何新的或修订后的财务会计准则。 ☐

第 2.02 项经营业绩和财务状况。

2026 年 10 月 27 日，Narragansett Financial Corporation（BayCoast Bank 的相互控股公司，预计将成为 Narragansett Bancorp, Inc. 的子公司）发布新闻稿，报告其截至 2026 年 9 月 30 日的三个月和九个月的财务业绩。

宣布业绩的新闻稿副本作为本 8-K 表格当前报告的附件 99.1 纳入，并以引用方式并入本文。

第 9.01 项财务报表及附件。

(a)

附件

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n
附件编号		说明
99.1		新闻稿
104		封面交互式数据文件（嵌入内联 XBRL 文档中）

* 随附提交。

签名

根据《1934 年证券交易法》的要求，注册人已正式授权下列签署人代表其签署本报告。

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n	\n	\n	\n
			Narragansett Bancorp, Inc.

日期：	October 27, 2026	签署人：	/s/ Diana Taxiera
			Diana Taxiera 高级副总裁、首席财务官兼财务主管

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表格 8-K

第 2.02 项 经营业绩和财务状况。

第 9.01 项 财务报表及附件。

第 2.02 项经营业绩和财务状况。

第 9.01 项财务报表及附件。